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Market Linked Term Investments

Guarantee Advantage® - Market-Linked Term Investments (MLTI) 

Guarantee Advantage® is a market-linked term investment whose growth is linked to the performance of the securities of companies listed on a stock exchange that provides investors with a return at maturity that falls within a pre-determined range. That means investors can't lose any money and, have the potential to earn more than they would with a fixed-interest term investment such as a term deposit, guaranteed investment certificate (GIC) or certificate of deposit (CD).


Click here to view Guarantee Advantage June 2023 Campaign Features Table (PDF) issued by Desjardins Insurance (a Desjardins Financial Security Life Assurance Company) 

Advantages include:

  • Guaranteed minimum return ensures you don't lose any money
  • Potentially higher returns than a fixed-interest term investment
  • Principal is 100% guaranteed in the event of death and paid quickly to the designated Beneficiary*
  • Risk-free access to securities of well-established companies whose brand names, products and services are widely known and used
  • No management fees
  • Eligible for registered savings plans (including TFSAs)

* Conditions apply, including receipt of the appropriate documentation, such as a death certificate.


Refer to the glossary in the Desjardins Financial Security Life Assurance Company' Term Investments Contract for a definition of all capitalized terms used on this page.

The information on this site is for illustration purposes only and is not an indication of past performance or a guarantee of future results. Please refer to the Desjardins Financial Security Life Assurance Company's Term Investments Contract and the current campaign’s Features Table for more information. Click on the underlined terms in green to access their definition. These are defined terms that can be found in the glossary of the Term Investments Contract. The terminology used on this site has been simplified for illustration purposes. In the event of a discrepancy between the information on this site and the information in the Desjardins Financial Security Life Assurance Company's Term Investments Contract or the current campaign’s Features Table, those documents will prevail. Please read them carefully before investing.

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Updated:  April 5, 2023