Here’s why more advisors are looking at the BMO Insurance Whole Life Plan: - Simple product design
- Easy-to-explain
- Transparent Performance Bonus
- Built-in flexibility
- Reduced Paid-Up Option (which can be illustrated on The Wave)
- Premium Switch Option to address affordability
- Strong guarantees
- Guaranteed death benefit
- Guaranteed cash value
- Guaranteed premiums
- Guaranteed Performance Bonus
- Mortality, expenses and lapses factored into our pricing
Plus, the plan is less sensitive in adverse scenarios (e.g. -1% or -2% scenarios) which can help you manage your client’s expectations about the long-term values of their policy.
Coming soon - our story is about to get better! We’re about to launch a simple way to get more premium flexibility. Stay tuned for details.
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