Great news! Effective February 23, 2026, we’re decreasing rates on Term life 10, 15, 20, 25 and 30 base plans and Term riders. We’re determined to keep Term life affordable to help you meet your clients’ needs with:
Lower rates across all ages and bands—an overall decrease of 5%.
Proportionately lower renewal rates.
See our improved average rankings 1
Term
New
Old
Decrease
T10
2
6
-6.3%
T15
1
4
-4.2%
T20
2
8
-7.5%
T25
1
4
-4.3%
T30
1
4
-3.4%
Get more details, plus tools to help you talk about Term with your clients.
Download Wave 58.0 to quote current rates and help ensure the best client experience.
