Be a bigger part of your

clients’ growth

Your clients and community are growing, and so are their needs. At Desjardins Insurance, we’re here to help you - help them. With an extensive range of Par Life products with Additional Deposit Option (ADO) that can be added, you can help them build wealth that can last.

Par Life products that drive opportunity

We’ve built a flexible range of products and solutions driven by feedback from you and your clients. Our Par Life products are designed to address a variety of client needs, including families, high-net-worth individuals and business owners.

Our Par Life products:

• Accelerated Growth helps your clients yield higher medium-term dividends.
• With Estate Enhancer, you can help them maximize their long-term death benefits.
• 5 Pay PAR is a unique product in Canada with a guaranteed 5-year premium payment period, allowing your clients to complete their payments faster than ever.

Additional Deposit Option

Unlock new opportunities for your business with our Participating Life products, offering a flexible Additional Deposit Option (available for Accelerated Growth and Estate Enhancer products) to serve the specific insurance needs of your community.

• Support your clients in maximizing their Participating Life contract by leveraging additional deposits for more paid-up additions (beyond those purchased with dividends). This can potentially increase both the policy’s cash surrender value and final payout.
• Our ADO is flexible and can adapt to your clients' needs, allowing deposits to align with their financial capabilities and insurance needs.
• ADO offers the possibility of capital growth in a tax-efficient way.

When you partner with Desjardins Insurance, you become a part of the largest financial cooperative* in North America. And we’re all about helping you and your clients thrive.

Best regards,
Desjardins Insurance
Business growth driven by community-first solutions

Desjardins
200 Rue Des Commandeurs, Lévis, QC G6V 6R2
Toll-free : 1-866-647-5013