Explore financial calculators and planning tools designed to help you better understand your insurance, savings, retirement and borrowing needs.
These tools can help you explore different scenarios and identify questions to discuss with your financial advisor. Calculator results are estimates only and should not be considered financial, investment, insurance, tax or legal advice.
Insurance Planning
Explore your insurance needs and consider how life, critical illness and other forms of coverage may help protect you and your family.
Life Insurance Needs Calculator (BMO Insurance) - Estimate the amount of life insurance that may be appropriate based on your income, debts, assets and financial obligations.
Critical Illness Insurance Calculator (BMO Insurance) - Explore the potential financial impact of a serious illness and the amount of coverage you may wish to consider.
InsureRight (Manulife Financial)
Insurance Needs Analysis (iA Financial Group) - Review several areas of your financial security and identify potential insurance needs.
Savings & Investments
See how regular savings, time and investment returns can affect your long-term financial goals.
Investment Growth Calculator
Estimate how an initial investment and ongoing contributions may grow over time.
FHSA Calculator
Explore how a First Home Savings Account can help you save toward the purchase of your first home.
Financial Planning Tools
Explore additional calculators and questionnaires covering savings, investing and financial planning.
Retirement Planning
Explore how much you may need for retirement and how different savings and withdrawal strategies could affect your retirement income.
Retirement & Savings Calculator
Estimate the savings you may need to work toward your retirement goals.
How Long Will My Money Last?
Estimate how long your retirement savings may support a selected level of withdrawals.
RRIF Calculator
Explore potential Registered Retirement Income Fund withdrawals and retirement income.
LIF Calculator
Estimate withdrawals from a Life Income Fund based on applicable assumptions.
RRSP & Retirement Savings
Explore strategies for building your retirement savings.
RRSP Calculator
Estimate the potential impact of RRSP contributions on your retirement savings.
RRSP Loan Calculator
Explore the potential costs and benefits associated with borrowing to make an RRSP contribution.
RRSP or Mortgage?
Compare the potential impact of contributing to an RRSP with applying funds toward your mortgage.
Home & Borrowing
Explore mortgage affordability, payments and borrowing scenarios.
Mortgage Affordability Calculator (Manulife Bank)
Estimate how much mortgage financing may fit within your budget.
Mortgage Payment Calculator (Manulife Bank)
Estimate mortgage payments using different loan amounts, interest rates and amortization periods.
Budgeting & Financial Planning
Understanding your cash flow and financial priorities is an important part of financial planning.
Budgeting Planner (Empire Life)
Net worth Calculator (Sun Life Financial)
What’s your net worth? Calculate the difference between what you own (your assets) and what you owe (your liabilities).
Planner
Review your income and expenses and identify opportunities to strengthen your financial plan.
Investor Risk Questionnaire
Explore your comfort with investment risk and how it may relate to your financial goals and time horizon.
Have Questions About Your Results?
Calculators are a useful starting point, but they cannot take into account every aspect of your financial circumstances.
Speak with your financial advisor to review your results and discuss how they may apply to your insurance, investment and retirement planning needs.
Don't have an advisor? Contact Global Pacific click here and we'll help connect you with a licensed advisor.
Important Information
Some calculators and planning tools available through this page are provided by third-party insurance companies, financial institutions or other service providers. Selecting an external tool may take you to a website that is not owned, operated or controlled by Global Pacific Financial Services Ltd.
Calculator results are estimates only and will vary based on the information entered and the assumptions used. Results are provided for general information and educational purposes and should not be relied upon as financial, investment, insurance, tax or legal advice.
Global Pacific Financial Services Ltd. is not responsible for the content, availability or operation of third-party websites. Please consult an appropriately qualified professional regarding your individual circumstances.
Updated: 2026-08-25