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New February 2026 Guarantee Advantage Campaign out now!
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The February 2026 Guarantee Advantage Campaign is out now!

 

Here is the general link for Webi: Desjardins Insurance’s extranet for advisors | Webi

 

TermInvestmentContract.pdf (here you can see Desjardins GIA and Annuity Rates)

 

Guarantee Advantage features table

 

The February 2026 Guarantee Advantage features table is attached which opened for deposits on November 20th (today) and closes for deposits on January 21st, 2026.

 

The initial date of the February 2026 campaign is February 10th, 2026.

 

Desjardins Guarantee Advantage

 

  • Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
  • Risk-free access to securities of well-established companies
  • Higher return potential than fixed-interest term investments
  • No portfolio management and no management fees
  • 100% Death Benefit guarantee
  • Deposits accepted until the age of 95 years less a day
  • Eligible for registered and non-registered plans, including TFSAs
  • Can be used as a tax deferral strategy for individuals and corporations
  • Protected by Assuris
  • Desjardins is the largest provider of market linked term investments in Canada with 25% market share

 

Returns_GA.pdf (updated every Friday)

 

Tracking returns calculator – Guarantee Advantage

 

Desjardins – Allocation simulator - RRIF income  (must be logged into Webi to use)

 

Guarantee Advantage Resources: 

 

 

Documents 

Advisor Tools 

Client Tools 

Term Investment Application

GA Representatives Guide

Client Leaflet

TFSA Term Investment Application

Advisor Leaflet

GA Return Tracker

Request of Transfer for Registered Investments

Sales Checklist

How GA is Invested Video

 Letter of Direction

Performance Statistics

Creditor Protection

 

Investment Rates and Returns

Returns – Guarantee Advantage

*Updates every Friday

 

AttachmentSizeType
09014E_GA-FeaturesTable_February2026.pdf150.8 KBapplication/pdf
20016E - Desjardins Term Investment Sales Process Checklist.pdf163.85 KBapplication/pdf
19105E - Performance with a safety net - Desjardins Guarantee Advantage (Client Leaflet).pdf314.66 KBapplication/pdf
17060E - Performance with a safety net - Guarantee Advantage.pdf112.04 KBapplication/pdf
12086E - Desjardins Guarantee Advantage Client Leaflet.pdf3.06 MBapplication/pdf