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Talking solutions: Critical illness insurance for business owners
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Desjardins Insurance logo 

Group of people in business meeting in office board room, having a friendly discussion

Start a critical conversation about business continuity


A critical illness can affect more than your client’s health. It can also disrupt the business they’ve worked hard to grow. That’s why Desjardins Insurance is proud to offer critical illness insurance business solutions.

Designed to maintain business stability and allow your client to focus on recovery, it features one of the most extensive coverages in Canada
1 for cancer and cardiovascular diseases.

Health priorities – Business solutions at a glance

Choose from two coverage options: Term to 75 and Term to 100.

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26 covered critical illnesses and conditions, including cancer, heart attack and stroke


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Up to $4 million2 in coverage tailored to business owners’ realities


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A lump-sum benefit in the event of a diagnosis of one of the covered illnesses to help address ongoing business needs, such as fixed expenses, salaries or a temporary replacement


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Protection designed to help safeguard business assets and reassure creditors


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Potential for a non-taxable health benefit if the insured remains in good health until the coverage is no longer required by the business


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Personalized claims support with fast, human-centred assistance

Be ready for your next client conversation. Explore how Health priorities – Business solutions can help you address business continuity concerns with confidence.

Choosing Desjardins Insurance means being part of Canada’s largest financial cooperative.3

Experience

Providing financial services for over 125 years3 and life and health insurance for over 75 years4

Reliability

$510.2 billion in assets under management3 and recognized for its financial strength by AM Best5

Stability

Serving more than 10 million members and clients3

Best regards,

Desjardins Insurance. Business growth driven by community-first solutions.

Proud to support:

Canadian Cancer Society logo

Heart and Stroke Foundation of Canada logo

1 Internal study comparing critical illness solutions of all Canadian insurers, 2026
2 The maximum insurance coverage amount of $4M applies across all insurers combined.
3 Who We Are – Desjardins
4 Desjardins Financial Security (DFS) – Desjardins
5 Desjardins Financial Security Receives Strong Credit Ratings from AM Best Reflecting Its Financial Strength – Desjardins.

™ The heart and / Icon on its own and the heart and / Icon followed by another icon or words are trademarks of the Heart & Stroke of Canada used under license.

Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. Desjardins
®, Desjardins Insurance®, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.
For advisor use only.
20​0 Ru​e de​s Comman​deurs, Lévis Q​C G6​V 6R​2 / 1​-86​6-64​7-501​3