Speed Up Client Approvals with Instant Underwriting this fall

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The Blue Bulletin
August 2026

Stronger competitiveness across Term

At lower coverage bands where affordability matters most, eligible clients can receive an instant underwriting decision from SmartDecision, when completing the SmartApp process. Help move your clients towards protection today. Read the article | Watch video

LifeFWD Webinars

LifeFWD webinar library: Missed a session? Access on-demand recordings covering product solutions, sales strategies, digital tools and industry insights to help support your client conversations and grow your business. | Watch now

Life & Critical Illness

Critical illness conversations made easier: Help clients understand how BMO Insurance Living Benefit Plans can provide financial support when a covered critical illness occurs, plus access advisor tools and shareable client resources. | Read now
When accountants push back: Pierre Ghorbanian, Vice-President, Advanced Markets, shares strategies for turning accountant resistance into more productive corporate-owned life insurance conversations. | Read now

Important: Wave 59.0 replaces all previous versions and is required for quoting, illustrating, and submitting new business. Legacy versions should be discontinued immediately to avoid errors or non-compliant submissions. | Download now

Investment Products

A smarter IPP strategy: Learn when to incorporate BMO GIFs into an Individual Pension Plan (IPP) to help manage funding risk, support long-term retirement objectives and enhance planning opportunities for incorporated clients. | Read now

Our commitment to you

From application to delivery: Learn how we’re using digital tools to help reduce friction, accelerate underwriting, and create a more seamless experience for you and your clients. | Read more

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In case you missed it

Smarter decisions. Stronger advisor support.

We're continuing to invest in tools that help advisors work more efficiently and deliver better outcomes for their clients. With the launch of SmartDecision, powered by VUE (Virtual Underwriting Engine), advisors can now benefit from real-time underwriting decisions at point-of-sale.

Planning for growth: The Business Guaranteed Insurability Option

Learn how Business Guaranteed Insurability Option (BGIO) can help business owner clients align their insurance coverage with business growth while helping preserve future insurability.

Your term life playbook

Explore key product features, coverage options, conversion opportunities, and advisor resources to help you confidently position BMO Insurance Term Life solutions with clients.

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VISIT OUR YOUTUBE

Save the date for an upcoming webinar

BMO Insurance is committed to supporting you through our exciting product suite and digital innovation. Experience the future of advising!

Rovr AI is our Generative Artificial Intelligence tool, built to help you increase your productivity by answering your product, operational and underwriting questions with simple, straightforward responses. Next, submit life insurance applications with ease through SmartApp, where eligible applications can receive an instant underwriting decision from SmartDecision. Finally, electronically deliver policies faster than ever with SmartDelivery. Don’t miss this opportunity to see how these powerful digital solutions can help you work smarter and elevate your client experience.

Register today!

Thursday, September 17, 2026 | 1:00 PM – 2:00 PM ET (Language: English)

Hosted by

Carmen Tang Headshot

Carmen Tang
Business Development Specialist, Central Region

Register now

Thursday, September 24, 2026 | 1:00 PM – 2:00 PM ET (Language: French)

Hosted by

Viviane Proulx Headshot

Viviane Proulx
Sr. Business Development Specialist, Eastern Region

Register now

Note: No CE credits are available for this webinar.

If you are prompted for a password to enter the session, please use “BMO2026”.

To find out more about BMO Insurance products, please call your MGA or contact the BMO Insurance regional sales office in your area or visit www.bmoinsurance.com/advisor.

Central Region
(Ontario)
1-800-608-7303
Email us

Eastern Region
(Quebec - Atlantic)
1-866-217-0514
Email us

Western Region
(BC, AB, SK, MB)
1-877-877-1272
Email us

Corporate Address: BMO Life Assurance Company, 9-250 Yonge Street, Toronto, (Ontario) M5B 2L7, Canada

The information in this publication is not for re-distribution and is intended as a summary of our products and/or services. It may include projected values based on a set of assumptions. Actual results may not be guaranteed and may vary. Please consult the appropriate policy contract for details on the terms, conditions, benefits, guarantees, exclusions and limitations. The actual policy issued governs. Each policyholder’s financial circumstances are unique and they must obtain and rely upon independent tax, accounting, legal and other advice concerning the structure of their insurance, as they deem appropriate for their particular circumstances. BMO Life Assurance Company does not provide any such advice to the policyholder or to the insurance advisor.

Do not use any client personal information in any queries. The Rovr AI Bot is an automated system powered by Microsoft Azure AI. Rovr AI is intended to provide access to BMO Insurance underwriting documentation, product information, and advisor resources. The results are for reference purposes only and are not a substitute for specific advice. They should be used as a starting point, and all information should be verified through the linked sources. For underwriting, Rovr AI supports inquiries related to Life Insurance underwriting only. For any Critical Illness Insurance underwriting inquiries, please contact your Business Development Team member.

Insurer: BMO Life Assurance Company
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