Get a wide variety of life and health insurance coverage for your clients, all in one place
Submitted by Krishan on February 23, 2026 - 10:57am
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PDF version | Explore our wide range of life and health insurance products Dear Advisor, When you partner with Desjardins Insurance, you can deliver on your clients’ and communities’ diverse needs with our comprehensive and evolving range of life and health insurance solutions. Here are a few solutions that we offer: |
| Term Life Insurance Our Term Life insurance offers a flexible and affordable¹ way to provide financial protection at every stage of life. Our policies are now renewed every five years after the initial term, and we have extended their exchange options to seven years, allowing your clients to exchange their term policy for a longer-term option with no new medical proof required—providing greater flexibility to meet long-term insurance needs. |
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| Participating Life Insurance with Additional Deposit Option (ADO) With a competitive dividend scale interest rate of 6.3%, our Par Life solutions offer a comprehensive range of products designed to meet the diverse needs of your clients, such as families, high-net-worth individuals, and business owners. In addition to protecting them, it aims to help them increase their estate assets and enjoy a higher cash surrender value. Unlock new opportunities for your business with our Participating Life products, offering a flexible and tax-efficient Additional Deposit Option² to serve specific insurance needs of your clients and community. |
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| Critical Illness Insurance Our comprehensive range of Critical Illness products can help protect against all types of cancer (with partial or total payment as the cancer progresses) and provides coverage on exclusive cardiovascular procedures. Plus, we've increased the maximum insurance amount to $4 million³, allowing you to meet specific client needs, particularly those of your affluent and high-net-worth clients. |
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Our broad and competitive suite of solutions is designed to fuel your growth and meet the diverse needs of your clients and community, all in one place. |
When you partner with Desjardins Insurance, you become a part of the largest financial cooperative in North America. And we’re all about helping you and your clients thrive. Best regards,
Desjardins Insurance. Business growth driven by community-first solutions. |
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¹”Affordable” refers to pricing that may be competitive within the market based on specific coverage amounts, client profiles, and underwriting criteria. Actual premiums may vary.
²Available for Accelerated Growth and Estate Enhancer products.
³The maximum insurance coverage amount of $4 million applies across all insurers combined. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. Desjardins®, Desjardins Insurance®, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence. For advisor use only. 200 Rue Des Commandeurs, Lévis QC G6V 6R2 / 1-866-647-5013 |
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