Printer-friendly versionPDF version

We understand that everyone from time to time will procrastinate; especially when it come to estate planning.

Clients are excited for retirement, but not excited to plan for their death.

For clients that are older and are looking to create an estate plan, we offer 100% Death Benefit Guarantee until Age 85 in our 75/100 PLUS GIF contract.

For Client’s 80-85: 75/100 PLUS Contract:

• 100% Death Benefit until the 85^th Birthday
• High Net Worth Pricing is available ($250,000+)
  • MERs as low as 2.00% in Class A

For clients 85-90: 75/75

• Deposits available until end of the year the client turns 90
• High Net Worth Pricing is available ($250,000+)
  • MERs as low as 1.85% in Class A
• 100% Equity Available  
• Chargeback 2, 5, and FEL are available

If you have clients over 90, please contact us as there still are options for them include Segregated Funds in their estate plan.

Market Snapshot:

• The S&P 500 added 2.7% this week, with broad-based gains led by Technology, Consumer Discretionary and Banks. Energy underperformed but continues to be among the top sectors year-to-date.
• The S&P/TSX followed roughly the same pattern, but on a much more muted scale, finishing up just 0.7%. On a sector basis, Consumer Staples led the way, while Industrials lagged the pack.
• Equity performance around the globe largely mirrored the moves in North America. European bourses overcame a mid-week lull, with the major indices finishing broadly in the black, led by a solid 3.1% gain in the UK’s FTSE 100.

Market Commentary:

• This Week with Sadiq
• "Five Lense" Update
• BMO GAM Monthly House View