Term

Variable rate

1 or 2 year

4.15%²
(B2B Bank Prime Rate + 0.20%)³

Existing RSP Loan with B2B Bank?


Existing RSP Loan with B2B Bank? Your clients could lower their rate with our loan top up options.

Conditions apply.⁶

3 - 5 years

4.90%²
(B2B Bank Prime Rate + 0.95%)³

6 - 10 years

6.15%²
(B2B Bank Prime Rate + 2.20%)³

Clients save money on loan payments
Offer clients one of the best RSP Loan interest rates in the market

Clients can benefit from RRSP contributions  
Help clients catch up on unused RRSP contribution room

Approvals simplified
No POI/POA required for RSP Loans $10,000 and under⁴

No upfront payments
Clients can take advantage of our 180-day payment deferral option⁵

Save time
Speed up funding by being far ahead of the RRSP deadline